Terms & Conditions

The following terms and conditions are applicable to the use of this website and apply to the services and products offered by of APT Financial Services Limited, Allied Pension Trustees Limited and APT Pensioneer Trustees Limited, all of which use  the trade name Allied Pension Trustees, hereinafter referred to as "APT".

Use of this site is acceptance of the following terms and conditions.

1. Basis of Use
Information appearing on this website is provided in accordance with and subject to the laws of Ireland and you are hereby advised that, by virtue of your browsing or accessing this website you have accepted the laws of Ireland as the law governing the conduct and operation of this website. The courts of Ireland shall have exclusive jurisdiction over all claims or disputes arising in relation to, out of or in connection with this website and its use.
This website is for the purposes of providing information to users only (that is, you, and such expression "you" shall include but is not limited to all your employees, representatives and other persons acting with your authority express or implied, those acting with your knowledge and/or under your direction) of this website but excepting any of such users who are prohibited under the applicable laws of their citizenship, domicile or residence from receiving such information and/or receiving such information in the format presented on this website.

2. Use of Information
The information contained on this website is provided for information purposes and is not intended to constitute an offer or solicitation of services to you to buy or sell any products or services of APT.

The information provided on this website is subject to change and update from time to time. Whilst we have taken all reasonable steps to ensure that the information is correct, neither APT nor any other person involved with the provision and maintenance of this website takes any responsibility in respect of any inaccuracy, incorrectness or incompleteness in such information provided. The use of such information is at your sole risk. APT does not accept liability for any loss or damage arising out of negligence or otherwise howsoever as a result of use of or reliance on this information, whether authorized or not.
Any content or information received via this website should not be relied on for personal, financial or business decisions and you should consult an appropriate professional for advice which is specifically tailored to your particular circumstances.

3. Privacy
In accessing this website you accept that the electronic mail and other transmissions passing over the Internet may not be free from interference by outside third parties and may not remain confidential:

4. Limitation of liability
APT nor any member of the APT companies provides any warranties or representations of any kind whether express or implied that this website will be free from, inaccuracies, incompleteness, incorrectness or defects, including but not limited to viruses or other harmful elements.
APT  shall not accept liability for any infection by computer virus, bug, tampering, unauthorised access, intervention, alteration of use, fraud, theft, technical failure, error, omission, interruption, deletion, defect or delay which corrupts or affects the administration, security, fairness and integrity or proper conduct of any aspect of this website. To the fullest extent permissible by applicable law APT hereby disclaims all warranties, express or implied.
To the fullest extent permitted by applicable law, neither APT , nor any member of the APT companies, nor any of their directors, employees, agents, representatives or contractors will be liable for loss or damages arising out of or in connection with your use of, or your inability to use this website and/or facilities or services offered through this website, including but not limited to, indirect or consequential loss or damages, loss of data, income, profit or opportunity, loss of or damages to property and claims of third parties. If this clause is unenforceable in whole or in part in any jurisdiction then in no event will APT or APT representatives' total liability to you for all damages, losses and claims whether in contract, tort (including but not limited to negligence) or otherwise exceed the amount paid by you, if any, for accessing this website.

5. Severability
If any clause of these terms and conditions is declared to be invalid, it shall be deemed to be severable and shall not affect the validity or enforceability of the remainder.

6. Headings
The headings and numbering conventions of these terms and conditions are used solely for convenience and will not be used in interpreting the contents of this agreement.

7. Entire Agreement
These terms and conditions constitute the entire agreement between you and APT in relation to the use of this website, save as amended or modified by other terms and conditions within this website or other modifications published on this website in the future from time to time and shall supersede any and all prior promises, representations, agreements, statements and understandings whatsoever which existed or may have existed in relation to the use of this website, between you and APT.

8. Registered Offices
APT Financial Services Limited, Allied Pension Trustees Limited and APT Pensioneer Trustees Limited have registered office addresses at Apex Business Centre, Blackthorn Road, Sandyford, Dublin 18.

APT Financial Services Limited (t/a Allied Pension Trustees) is regulated by the Central Bank of Ireland.